Thank you for your interest in processing with United Bank Card! We are pleased to announce that through a special partnership with Independent Running Retailer Association we are able to offer the most competitive rates and member benefits in the industry! Please read the information below. To apply for a merchant account with United Bank Card, please click

United Bank Card, Inc. (UBC) is a payment and transaction processor serving businesses nationwide. Ranked by the Nilson Report as one of the largest payment processors in the United States, UBC currently handles the merchant accounts for over 100,000 merchant locations and processes in excess of 9 billion dollars annually. Our company provides payment processing services for Visa, MasterCard, Discover, American Express, Diners Club, JCB, ATM, debit cards, EBT state and government cards, electronic gift and loyalty cards, as well as a variety of private label and smart card technologies. United Bank Card and our Agents work with retail stores, restaurants, mail order & telephone order, e-commerce, internet, home-based, petroleum, supermarket, and lodging merchants. UBC caters to all avenues of commerce.

United Bank Card values each merchant it serves, realizing that exceptional customer service is just as important as great pricing. Our staff provides award winning customer service and technical support 24 hours a day, 7 days a week, completely free of charge. To maintain the best possible support for our merchants, all calls are handled completely in house.

Consistently recognized as a leader in innovation, United Bank Card is a three-time consecutive Inc. 500 honoree and was ranked on Deloitte’s 2008 “Technology Fast 50” list for New York, and Connecticut.

Through our partnership with United Bank Card, IRRA members will receive the most competitive rates and member benefits in the industry! United Bank Card will do a FREE competitive analysis of your existing bank card transaction fees in less than 24 hours and show you the savings you can start having with this great new IRRA benefit.

If you have any additional questions about the program, please contact your dedicated sales representative, Samantha Moll, at: (877) 818-8992